10. Oakland, California
Oakland remains one of California’s most expensive cities, with a cost of living roughly 95.5% higher than the national average. It earns a BestPlaces score of 195.5, reflecting the steep local expenses.
Housing plays a major role in Oakland’s cost profile. Its proximity to San Francisco keeps local real estate competitive and costly.
While Oakland is still about 30% cheaper than California’s statewide average, its national ranking highlights just how expensive the Golden State is overall.
The city’s cultural depth, diversity, and longstanding historical significance contribute to its desirability. But this demand pushes up prices for transportation, healthcare, groceries, and basic services, leaving residents with higher-than-average bills across the board.
